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TERMS OF USE

Efforts have been made to ensure that the information and data provided on this site is accurate and complete. However, it is possible that there may be errors, omissions or data transmittal problems, at this site. Neither the Trust Fund(s), nor the Plan Administrator and Plan Sponsors of the Trust Fund(s) take any responsibility for these and expressly disclaim responsibility for these.

By agreeing to this, you are hereby expressly waiving any recourse you may have with respect to incorrect data and/or information at this site.

This website contains a summary of the rights and benefits that pertain to you under each Plan. In the event of any difference between this website and the actual provisions of the Plan(s), the Plan(s) will govern. The Plan(s) are available from the Fund Office.

The headings within this website and text appearing in bold or CAPITAL LETTERS and font and size of sections, paragraphs and subparagraphs are included for the sole purpose of generally identifying the subject matter of the substantive text for the convenience of the reader. The headings are not part of the substantive text of any provision, and they should not be construed to modify the text of any substantive Plan provisions in any way.

Please note that benefit information is subject to verification and updating. The Board of Trustees of the Fund(s) retains sole authority to interpret or amend the terms of the Plan(s) or benefits. To avoid confusion, note the date through which the information provided is current. In addition, note any factors listed which cannot be taken into account in the data and estimates provided. Such additional information could alter the amount of benefit you receive. If you believe the information is inaccurate, notify the Fund Office as soon as possible. Obtain confirmation of the information from the Fund Office before making decisions affecting your benefits.

This website is not intended to provide you with financial counseling or tax advice. You should consult your own advisers for guidance on when to retire and making other important financial decisions.

If you have any questions or concerns about any of the data and/or information at this site or wish to obtain a copy of the Plan document(s), please contact the Fund Office.